Because the shortest distance between two points is A Straight Line!

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Welcome to "A Straight Line Mortgage Solutions"
We are the low cost provider of home loans in the SLO county area. If you want to save money on your home purchase or refinance, this is the right place! We offer conventional, FHA, USDA and VA home loans at extremely competitive rates. We are wholesale Mortgage Brokers.This means we have multiple lenders to choose from everyday. This allows us to find you the best price! Our overhead is extremely low which allows us to pass the savings on to you. We are available after-hours and on weekends.

We know the only way to sucessfully compete against the Mega Banks is by offering much better service and prices! My goal is to save you not hundreds, but thousands of dollars compared to the 9-5, high overhead crowd of Bankers.

I want to leave you with no doubt that you are thrilled you chose myself over one of the big banks, You are my future referral source so I will be available after bankers hours and treat you accordingly every step of the way!

What goes into purchasing a home with A Straight Line Mortgage Solutions?

Buying a house is one of the biggest decisions most people make- especially if you’re a first time home buyer. That’s why I set clear expectations for the home buying process upfront; making sure you know what options are available to you so you can make an informed decision when you’re ready to buy a home.

1. First Things First- Get Pre-Approved!

One of the best advantages you can leverage as a home buyer is to have a pre-approval already completed before you start house hunting. This tells the seller that you are a serious shopper and can give you the negotiating power you need when you’re ready to make a solid offer. Contacting A Straight Line Mortgage Solutions  is a great way to find out exactly what loan programs fit your needs and will help you determine how much home you can afford. This simple process will prepare you to move quickly after your offer has been made and accepted.
2. Next- We’ll Help Find a Home!
Finding the right home can be a challenge- but we can help!
We’ll connect you with a real estate professional to ensure you get exactly what you want in a new home purchase. If you’re already working with an agent, let them know you are pre-approved with A Straight Line Mortgage Solutions
and we will provide them with the information they need to get the home buying process underway.

3. Last- Lock in at a Low Rate and Close!
Once you find the perfect home, you’ll want to provide your A Straight Line Mortgage Solutions consultant with a purchase agreement so you can lock in at a competitive interest rate. Home purchase rates vary depending on your down payment, FICO score, appraised value of the home you want to purchase, the type of loan program you choose and how much you have available in reserve funds.

If you are serious about purchasing a home, talking to A Straight Line Mortgage Solutions officer is a great way to find out how much home you can afford and exactly what loan programs fit your needs. Call 805-238-1013 to get pre-approved today!
Text or call us on our direct Cell phone at: 805-801-1032. I will get back to you promptly. If I did not answer the office phone, it usually means I am either with a client or out of the office and a text is often the best way to reach me in these circumstances. If I will be unavailable for more than 30 minutes, I will forward the text to one of my assistants who will help you.
I am Tom Bartlett and I am the Broker/Owner of "A Straight Line Mortgage".  Call me directly at  805-801-1032.  I am always available 8 am to 10 pm, 24/7.  My goal is to be available on your schedule.  I am not a banker, I am a mortgage Broker who believes in both extremely competitive prices and tremendous service.
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